Strategy

Housing Shortage
There is a chronic shortage of housing in the UK with an estimated 340,000 new homes needed per annum until 2031 to meet the current housing shortage, the deficit in the South West is in line with the national housing deficit. Developers are being encouraged to build more homes, with improvements in the planning process and the introduction of incentives such as the Help to Buy scheme being introduced to encourage the purchase of new homes.

 

Lending Market
The demand for UK short-term asset backed lending has grown from around £1 billion in January 2013 to around £4.5 billion in January 2018. With traditional high-street banks tightening their lending criteria and underwriting process a range of specialist alternative lenders like MDMY Capital have become a streamlined and efficient way of developers accessing the finance they require.

 

Investment Opportunity
By funding prime development sites of a small to medium size (defined by a GDV of up to £15 million), we are able to offer investors potentially attractive risk adjusted returns. We take First Charge security over land assets administered by independent security trustees, Prydis Trustees Limited.

 

Deployment of Capital
By retaining managerial control and ownership over the development process, MDMY Capital is able to offer unparalleled investment management and real security for investors. As experienced property developers, we ensure that each project we fund meets our strict investment criteria and stress tests.

Introducing Talo Homes
Talo Homes, our wholly owned property development company with a social conscience – it delivers high-quality, eco-friendly family homes across the South West of England.

Created using thermally-efficient, Structural Insulated Panel homes supplied by the UK’s leading manufacturer, our homes enhance communities and makes a positive social impact.

We understand the South West housing market and the high demand for homes that are genuinely affordable to first-time buyers and young families living and working in the region. We aim to build the size and type of homes that are most needed, efficiently and cost-effectively.